Terms of service

Effective Date: June 25, 2025

The following Terms of Use (“Terms”) govern your use of AutoQuoteRelief.com, which includes general content, informational resources, quote-matching tools, and advertisements (collectively, the “Website”). The Website is owned and operated by STER INTERACTIVE LLC (“we,” “us,” or “our”). These Terms set forth important details about your relationship with us, including restrictions on how you may use our Website and limitations on our liability. AutoQuoteRelief.com is not an insurance company, broker, or licensed insurance agent. We do not provide insurance products, binding quotes, or coverage decisions. Instead, we operate as a lead generation platform that connects individuals seeking auto insurance quotes with licensed third-party insurance providers. By using this Website, you acknowledge that all services, interactions, or agreements are solely between you and the third-party provider—not AutoQuoteRelief.com. These Terms also establish our agreement regarding dispute resolution, including mandatory binding arbitration and a waiver of class action rights.
BY ACCESSING OR USING OUR WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS. IF NOT, PLEASE DO NOT USE OR ACCESS OUR WEBSITE. YOU MAY NOT ORDER OR OBTAIN PRODUCTS OR SERVICES FROM THIS WEBSITE IF YOU (A) DO NOT AGREE TO THESE TERMS, (B) ARE NOT THE OLDER OF (i) 18 YEARS OF AGE OR (ii) THE LEGAL AGE TO FORM A BINDING CONTRACT IN YOUR JURISDICTION, OR (C) ARE PROHIBITED FROM ACCESSING OR USING THIS WEBSITE, OR ANY OF THIS WEBSITE’S CONTENTS, GOODS, OR SERVICES BY APPLICABLE LAW.

1. Privacy Statement Incorporated:

We have posted a Privacy Statement which governs data collection, storage and use. This Statement is incorporated into these Terms. We encourage you to review the Statement.

2. Changes to Our Website:

You agree and understand that our Website, including all content, advertisements, and sponsored listings, may be modified or discontinued at any time, in our sole discretion, without prior notice. We do not guarantee that any third-party services advertised on our Website will remain available or unchanged.

3. Ownership of Intellectual Property:

All text, graphics, interfaces, photographs, trademarks, logos, sounds, music, artwork, computer code, and content (collectively “Content”) published on the Website is protected by applicable intellectual property laws and is owned or licensed by AutoQuoteRelief.com or its licensors. You may not modify, create a derivative work, display, distribute, or exploit, in whole or in part, any of the Content or software contained on, or comprising, our Website without seeking prior written permission from us. You are restricted from using any automated or manual device or process to copy, monitor, index or data mine the Website. AutoQuoteRelief.com, its respective logos, trade dress, and the graphics and layout of the Website are the registered and/or unregistered service marks, trademarks, and/or trade dress of AutoQuoteRelief.com and may not be copied, imitated or used, in whole or in part, without our prior written permission. All other trademarks, product names, and company names or logos mentioned on the Website are the property of their respective owners. Nothing in these Terms shall be deemed to grant to you any license or right in or to any other proprietary right of ours pertaining to the products sold on and through our Website.

4. Restrictions on Your Use of our Website:

Without limiting the generality of any other provisions of these Terms, you agree you shall not: (i) interfere with or disrupt the operation of our Website, including attempting to bypass, alter, or manipulate the way calls are routed to third-party providers; (ii) use any automated system, script, or software to access, extract, or copy content or advertisements from our Website; (iii) submit false or misleading information for the purpose of being connected with a third-party provider; or (iv) attempt to gain unauthorized access to any portion of our Website that is not intended for public use.

5. DMCA Notice:

If you believe that any item or content on our Website infringes your copyright, you should send written notice of copyright infringement to our designated copyright agent at the address given below. Your notice must meet the requirements of the Digital Millennium Copyright Act (as required under 17 U.S.C. §512) by providing the following information:
5.1. A description of the copyrighted work that you claim has been infringed;
5.2. A description of where the alleged copyrighted work is located on our Website;
5.3 Your name, address, telephone number and email address;
5.4. A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent or the law;
5.5. A statement by you, made under penalty of perjury, that the information in your notice is accurate and that you are the owner of the copyright at issue or are authorized to act on the copyright owner’s behalf; and
5.6. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright at issue.
Our designated copyright agent may be reached at [email protected]. All DMCA notices must be submitted via email, as we do not process requests received by postal mail.

6. DISCLAIMER:

AutoQuoteRelief.com is a marketing and lead generation platform that connects individuals with third-party licensed auto insurance providers. We do not sell insurance policies or make any decisions regarding coverage, rates, or eligibility. All insurance-related services are provided exclusively by third-party companies. We make no warranties or guarantees regarding the accuracy, completeness, legality, or quality of services offered by third parties. Your use of this Website and any resulting connections or services is at your sole risk.

7. Affiliate and Referral Traffic Disclaimer:

This website may receive traffic and visitors through affiliates, partners, or third-party referrers (“Affiliates”) who promote our services. Please be aware that these Affiliates are independent entities and are not agents, employees, or representatives of AutoQuoteRelief.com. Any statements, claims, offers, or representations made by such Affiliates regarding our services are their own and do not constitute statements, claims, offers, or representations made by us.
AutoQuoteRelief.com is not responsible or liable for any misleading, false, or inaccurate information provided by Affiliates or for any damages or issues that may arise as a result of interacting with such third parties. You should always rely on the information provided directly on this website and contact us directly if you have any questions about our services.
By using this website, you acknowledge and agree that any reliance on information provided by Affiliates is at your own risk, and AutoQuoteRelief.com disclaims any and all liability arising from or related to such content or representations.

8. Liability Limitations:

AutoQuoteRelief.com acts solely as a lead generation platform and does not provide insurance products or services. We are not responsible for the actions, offerings, terms, pricing, policies, or practices of any third-party auto insurance provider to whom you may be connected through this Website. We do not verify or guarantee the accuracy, completeness, or legality of information provided by third parties. All insurance-related decisions, transactions, and communications are between you and the third-party provider. AutoQuoteRelief.com disclaims all liability for any financial loss, dissatisfaction, misrepresentation, service issues, or contractual disputes arising from your engagement with a third-party insurance provider. To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this Website or any third-party services accessed through it.

9. Disclaimer of Advertisements and Links to Third Party Website:

AutoQuoteRelief.com may display advertisements from third parties, including sponsored listings, promotional content, and referral links. We do not control or verify the accuracy of any claims made by third-party advertisers. We do not endorse or guarantee any specific results, quotes, policy terms, or coverage options from auto insurance providers advertised on our Website. Any transactions, agreements, or disputes that arise must be handled directly between you and the third-party provider.

10. CLASS ACTION WAIVER AND BINDING ARBITRATION:

All disputes between you and AutoQuoteRelief.com related to your use of this Website—including advertisements, listings, or any content displayed—must be resolved through binding arbitration in the federal judicial district where you reside. This arbitration provision applies solely to disputes involving your use of AutoQuoteRelief.com and does not apply to any claims or issues involving third-party auto insurance providers. Any concerns, complaints, or disputes related to services offered by third-party providers must be addressed directly with the provider, as AutoQuoteRelief.com is not responsible for their actions, terms, or offerings. By using this Website, you waive any right to bring or participate in a class action lawsuit or class-wide arbitration against AutoQuoteRelief.com.

11. Applicable law:

By visiting our Website, you agree that the laws of the United States of America, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that might arise between you and us.

12. General Terms:

Your use of AutoQuoteRelief.com does not establish any client, financial, advisory, or fiduciary relationship between you and us. Our role is strictly limited to providing informational resources and connecting users with third-party service providers. We do not provide individualized financial advice, negotiate terms on your behalf, or participate in any transaction between you and a third-party provider. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms. These terms constitute the entire agreement between us. Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of the enforcement of such right or provision. If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable. These Terms are not assignable, transferable or sublicensable by you, except with our prior written consent. The headings in these Terms are for convenience only and have no legal or contractual effect. These Terms include and incorporate by reference the posted Privacy Policy on our Website (https://autodebtrelief.com/privacy-policy